CPF Payslip Calculator
Automatic CPF contribution calculations on every payslip you generate. Accurate age-tiered rates for Singapore Citizens and PRs, capped at the latest OW ceiling.
Generate Payslip with CPFHow CPF Is Calculated on a Singapore Payslip
The Central Provident Fund (CPF) is Singapore's compulsory social security savings scheme. For every Singapore Citizen and Permanent Resident employee, both the employer and the employee must contribute a percentage of wages to CPF. These contributions must be shown clearly on the CPF payslip so employees understand how much is being saved on their behalf.
Our CPF payslip calculator is built directly into the salary voucher generator. When you enter an employee's date of birth, the tool instantly looks up the correct contribution rate based on their age group and applies it to their gross salary — all capped at the S$8,000 monthly Ordinary Wage ceiling effective 1 January 2026.
CPF Contribution Rates by Age (From 1 Jan 2026)
| Age Group | Employee Rate | Employer Rate | Total |
|---|---|---|---|
| 55 and below | 20% | 17% | 37% |
| Above 55 to 60 | 18% | 16% | 34% |
| Above 60 to 65 | 12.5% | 12.5% | 25% |
| Above 65 to 70 | 7.5% | 9% | 16.5% |
| Above 70 | 5% | 7.5% | 12.5% |
Source: CPF Board — Contribution Rates
What Is the S$8,000 Ordinary Wage Ceiling?
From 1 January 2026, CPF contributions are calculated on ordinary wages up to a monthly ceiling of S$8,000. This means if an employee earns S$10,000 per month, CPF is only computed on the first S$8,000. Any amount above that is not subject to CPF contributions for that month.
Our calculator applies this ceiling automatically. You simply enter the gross salary, and the tool ensures the CPF math is correct. If your employment arrangement uses a different cap (for example, part-time prorated calculations), you can manually override the computed values before generating the payslip.
CPF for Foreign Employees
Foreign employees on Employment Pass, S Pass, or Work Permit do not contribute to CPF. When generating a payslip for a foreign worker, simply select "Foreigner" as the employee type. The payslip will omit CPF lines and show only gross pay, applicable deductions, and net pay — which is exactly what MOM expects for non-CPF employees.
Why Show CPF on the Payslip?
Transparency builds trust. When employees see both their own contribution and the employer's contribution itemised on the payslip, they understand the full value of their compensation package. It also simplifies disputes — if there is ever a question about CPF accuracy, both parties can refer to the same document.
MOM explicitly requires that itemised payslips show deductions made for each salary period, including the employee's CPF contribution. By using our payslip generator, you satisfy this requirement without any extra effort.
Generate a CPF-compliant payslip now
Let our calculator handle the CPF math while you focus on running your business.
Create Payslip with Auto CPF